Apamọwọ DeFi Ti Ara Ẹni Ti O Dara Julọ Fun 2026
Aave. Uniswap. PancakeSwap. Lido. Compound. Awọn ọgọọgọrun diẹ sii. Apamọwọ kan, gbogbo ẹwọn, ko si ọrọ irugbin. Sopọ si DeFi ni ọna ti o yẹ ki o ṣiṣẹ.
Ara ẹni · WalletConnect v2 · Ayẹwo Hacken 10/10 · Èdè 24
Ẹnu-ọna rẹ si inawo alailakoso. Ko si ọrọ irugbin. Ko si idena.
Inawo alailakoso ti dagba lati idanwo si eto inawo afiwera. Ju dọla biliọnu 130 lọ ni awọn ohun-ini wa ninu awọn ilana DeFi kọja awọn blockchain pupọ. Aave nikan n ṣakoso ju dọla biliọnu 27 lọ ni awọn ọja awin kọja awọn ẹwọn 18. Lido ni aabo ju dọla biliọnu 27 lọ ni ETH ti a fi pamọ. Uniswap n ṣe iṣẹ awọn biliọnu dọla ni iwọn ṣiṣowo ni oṣu kọọkan. Iwọnyi kii ṣe awọn iṣẹ akanṣe idanwo. Wọn jẹ awọn ipilẹ inawo ti n ṣiṣẹ ti awọn miliọnu eniyan n lo ni agbaye.
Ṣugbọn nibi ni iṣoro naa: ọpọlọpọ eniyan ko tii le wọle si DeFi ni irọrun. Iṣeto deede nilo ifi MetaMask sori ẹrọ, kikọ ọrọ irugbin ọrọ 12 silẹ, ṣiṣe iṣeto awọn aaye RPC fun ẹwọn kọọkan, ati nireti pe o ko padanu iwe yẹn rara. bonuz yọ gbogbo awọn idena wọnyẹn kuro.
bonuz sopọ si gbogbo ilana DeFi ti o ṣe atilẹyin WalletConnect v2. Iyẹn bo gbogbo eto naa: Aave fun ayanwo ati yiya, Uniswap ati PancakeSwap fun paarọ ami, Lido ati Rocket Pool fun fifipamọ omi, Compound fun gbigba ere, Curve fun ṣiṣowo owo iduro, 1inch fun itọsọna apapọ DEX, Yearn Finance fun ikore adaṣe, Pendle fun iṣamisi ikore, Jupiter ati Raydium lori Solana, ati awọn ọgọọgọrun diẹ sii. Ṣii ilana eyikeyi ninu aṣawakiri rẹ, yan WalletConnect, ṣayẹwo koodu QR pẹlu bonuz, ati pe o ti sopọ. Gbogbo idunadura ni a ṣe atunyẹwo ati fọwọsi ninu apamọwọ rẹ ṣaaju ki a to fowo si.
Anfani ẹwọn pupọ jẹ pataki fun DeFi. Ethereum mu nipa ida ọgọrin-mẹjọ ninu ọgọrun ti gbogbo iye DeFi ti a ti pa, ṣugbọn eto naa tan ju mainnet Ethereum lọ. Solana n ṣe agbara awọn ilana DeFi yara pẹlu ipari ti isalẹ iṣẹju-aaya ati awọn owo gaasi ti o fẹrẹ jẹ odo. BNB Chain gbe PancakeSwap ati Venus. Base ati Arbitrum n dagba ni iyara gẹgẹbi awọn yiyan Layer 2 iye owo kekere. Polygon, Avalanche ati HyperEVM pari aworan naa. bonuz ṣe atilẹyin gbogbo wọn lati ohun elo kan, wiwọle kan, eto bọtini kan.
Awọn paarọ ti a kọ sinu lọ nipasẹ awọn apapọ DEX pupọ, ni akọkọ LI.FI pẹlu 1inch, Uniswap, PancakeSwap, Jupiter ati awọn miiran, ti o n wa oṣuwọn ti o dara julọ laifọwọyi kọja gbogbo awọn orisun omi ti a sopọ. Awọn paarọ ẹwọn-kọja gba ọ laaye lati gbe awọn ohun-ini laarin awọn ẹwọn laisi lilo afara lọtọ. Paarọ ETH lori Ethereum fun SOL lori Solana, tabi gbe USDC lati Polygon si Base, gbogbo rẹ ninu ohun elo bonuz.
Ko si awọn ọrọ irugbin. Ko si ọrọ 12 lori iwe. bonuz lo imọ-ẹrọ bọtini MPC/TSS (Multi-Party Computation / Threshold Signature Scheme) lati pin bọtini ikọkọ rẹ si awọn ẹya ifikọdọkan. Ko si ẹya kan ti o to lati wọle si apamọwọ rẹ. O wọle pẹlu imeeli rẹ, Google tabi Apple ID ati apamọwọ rẹ ṣetan. Ti o ba padanu foonu rẹ, wọle lori ẹrọ tuntun ati pe ohun gbogbo yoo pada si. O tun ni itọju ara ẹni ni kikun. bonuz ko le wọle si awọn owo rẹ. Ati pe ti o ba fẹ gbe bọtini tabi ọrọ irugbin rẹ jade fun lilo ni apamọwọ miiran, o le.
Aabo n kọja gbogbo ipele. Awọn adehun ọlọgbọn ti Hacken ṣe ayẹwo gba ami 10/10. Halborn ati NCC Group jẹrisi awọn ipilẹ bọtini. Awọn iṣẹ ti a fọwọsi nipasẹ SOC 2 Type II. Face ID, PIN fifiranṣẹ lọtọ fun idunadura ti n jade kọọkan, titiipa adaṣe ti a ṣe eto ati MFA ti o jẹ iyan. O le ṣẹda awọn apamọwọ ailopin lati wiwọle kan: ọkan fun DeFi, ọkan fun ifowopamọ, ọkan fun inawo ojoojumọ. Aabo kanna, irọrun ni kikun.
DeFi lagbara, ṣugbọn o gbe awọn eewu gidi. Awọn ilokulo adehun ọlọgbọn, padanu ti ko duro, awọn iṣẹlẹ iyọkuro-agbara ati awọn ailagbara ilana-pataki jẹ apakan ti oju-ọna. bonuz daabobo apamọwọ rẹ. Ko yọkuro awọn eewu awọn ilana ti o sopọ si. Ṣe iwadi rẹ nigbagbogbo ṣaaju ki o to fi owo sinu ilana DeFi eyikeyi.
Kini idi ti bonuz jẹ apamọwọ DeFi ti o dara julọ
WalletConnect v2
Sopọ si Aave, Uniswap, PancakeSwap, Lido, Compound, Curve ati awọn ọgọọgọrun awọn ilana DeFi. Ṣayẹwo koodu QR ati pe o wa ninu.
DeFi Ẹwọn Pupọ
Ethereum, Solana, BNB Chain, Base, Polygon, Arbitrum, Avalanche. Wọle si DeFi lori gbogbo ẹwọn lati apamọwọ kan.
Ko si Ọrọ Irugbin
Aabo ti MPC ṣe agbara. Ko si ẹ̀dà afẹyinti ọrọ 12 lati padanu. Wọle pẹlu imeeli ati apamọwọ DeFi rẹ ṣetan.
Paarọ Ipa-ọna Ti O Dara Julọ
Awọn paarọ ti a kọ sinu nipasẹ LI.FI, 1inch, Uniswap, PancakeSwap, Jupiter. Afara ẹwọn-kọja ti wa ninu.
Èdè 24
Wọle si DeFi ni Larubawa, Hindi, Potogii, Kiswahili ati 20 diẹ sii.
Ayẹwo Hacken 10/10
Awọn adehun ọlọgbọn ti a ṣe ayẹwo lọtọ. Face ID, PIN fifiranṣẹ ati titiipa adaṣe boṣewa.
Bẹrẹ lilo DeFi ni igbesẹ 3
Wọle
Imeeli, Google tabi Apple ID. Ko si ọrọ irugbin, ko si awọn itẹsiwaju aaye wẹẹbu. Bii iṣẹju-aaya 15.
Sopọ
Ṣii ilana DeFi eyikeyi ninu aṣawakiri rẹ. Yan WalletConnect. Ṣayẹwo koodu QR pẹlu bonuz.
Fọwọsi
Ṣe atunyẹwo idunadura ni bonuz. Fọwọsi pẹlu PIN fifiranṣẹ rẹ. Ti pari. Awọn owo rẹ, awọn bọtini rẹ.
Awọn ilana DeFi ti o ṣiṣẹ pẹlu bonuz
Lending and Borrowing
| Ilana | Kini o n ṣe | Awọn Ẹwọn |
|---|---|---|
| Aave | Lend and borrow crypto assets. Earn interest on deposits. Flash loans. | Ethereum, Polygon, Arbitrum, Avalanche, Base, BNB Chain |
| Compound | Earn interest on crypto deposits. Borrow against collateral. | Ethereum, Polygon, Arbitrum, Base |
| Spark (MakerDAO) | Borrow DAI against collateral. Integrated with the Maker Protocol. | Ethereum |
| Venus | BNB Chain lending protocol. Deposit and borrow with low fees. | BNB Chain |
Decentralized Exchanges (DEXs)
| Ilana | Kini o n ṣe | Awọn Ẹwọn |
|---|---|---|
| Uniswap | Swap any ERC-20 token. Concentrated liquidity. V4 hooks for custom pools. | Ethereum, Polygon, Arbitrum, Base, BNB Chain, Avalanche |
| PancakeSwap | BNB Chain’s leading DEX. Low fees, farming, lottery, and prediction markets. | BNB Chain, Ethereum, Arbitrum, Base |
| Curve | Optimized for stablecoin and like-asset swaps. Minimal slippage. | Ethereum, Polygon, Arbitrum, Avalanche |
| Jupiter | Solana’s leading DEX aggregator. Best-route swaps across Solana liquidity. | Solana |
| Raydium | Solana AMM with concentrated liquidity and order book integration. | Solana |
| SushiSwap | Multi-chain DEX with cross-chain swaps and yield farming. | Ethereum, Polygon, Arbitrum, BNB Chain |
Liquid Staking
| Ilana | Kini o n ṣe | Awọn Ẹwọn |
|---|---|---|
| Lido | Stake ETH and receive stETH. Continue using staked assets across DeFi. ~3-4% APY. | Ethereum |
| Rocket Pool | Decentralized ETH staking. Receive rETH as liquid staking token. | Ethereum |
| Marinade | Liquid staking for SOL. Receive mSOL for use across Solana DeFi. | Solana |
Yield and Aggregation
| Ilana | Kini o n ṣe | Awọn Ẹwọn |
|---|---|---|
| Yearn Finance | Automated yield strategies. Deposit and earn optimized returns. | Ethereum |
| Pendle | Tokenize and trade future yield. Fixed-rate income on DeFi deposits. | Ethereum, Arbitrum |
| 1inch | DEX aggregator finding best swap rates across all available liquidity. | Ethereum, BNB Chain, Polygon, Arbitrum, Avalanche, Base |
| Convex | Boost Curve LP rewards without locking CRV. Auto-compounding. | Ethereum |
Eyi kii ṣe atokọ ni kikun. Ilana DeFi eyikeyi ti o ṣe atilẹyin WalletConnect v2 ṣiṣẹ pẹlu bonuz. Awọn ilana tuntun n ṣe ifilọlẹ nigbagbogbo kọja gbogbo awọn ẹwọn.
Ohun gbogbo ti o nilo fun DeFi ati ju bẹẹ lọ
WalletConnect v2 (iwọle si ilana DeFi)
Paarọ Ipa-ọna Ti O Dara Julọ (LI.FI, 1inch, Uniswap, PancakeSwap, Jupiter +)
Afara Ẹwọn-Kọja
Atilẹyin Ẹwọn Pupọ (ẹwọn 11+)
Agbewọle Ami Adani (nipasẹ adirẹsi adehun)
Fi ranṣẹ / Gba Ami Eyikeyi
Awọn Sisanwo QR
Ra pẹlu Kaadi / Apple Pay / Google Pay
Awọn Apamọwọ Ailopin (wiwọle kan)
Awọn Iṣẹ Eto Laisi Gaasi (awọn iṣẹ, bonuz ID, awọn ẹsan)
Èdè 24
Atilẹyin NFT (ERC-721, BEP-721)
Dasibọọdu Ẹwọn Pupọ
Bi bonuz ṣe fiwera fun DeFi
| Feature | bonuz | MetaMask | Trust Wallet | Phantom |
|---|---|---|---|---|
| Self-Custodial | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| No Seed Phrase | ✅ MPC (default) | ⚠️ Social login added, SRP still core | ❌ 12-word SRP | ❌ 12-word SRP |
| Optional Key Export | ✅ Private key or seed phrase | N/A (SRP always present) | N/A (SRP always present) | N/A (SRP always present) |
| WalletConnect v2 | ✅ Yes | ✅ Yes (mobile) | ✅ Yes | ✅ Yes |
| Built-In dApp Browser | ✅ Yes | ❌ Uses injected extension | ✅ Yes (mobile) | ❌ Uses injected extension |
| Ethereum DeFi | ✅ Full (Aave, Uniswap, Lido, Curve +) | ✅ Full (native) | ✅ Full | ⚠️ Limited Ethereum support |
| Solana DeFi | ✅ Full (Jupiter, Raydium, Marinade) | ❌ No native Solana | ✅ Yes | ✅ Full (native) |
| BNB Chain DeFi | ✅ Full (PancakeSwap, Venus) | ✅ Yes (manual add) | ✅ Full (native) | ❌ No BNB Chain |
| Base / L2 DeFi | ✅ Yes | ✅ Yes | ✅ Yes | ⚠️ Limited |
| Built-In Swaps | ✅ LI.FI, 1inch, multi-aggregator | ✅ 0.875% swap fee | ✅ Yes | ✅ Yes |
| Cross-Chain Swaps | ✅ Yes (LI.FI) | ⚠️ Via bridges | ⚠️ Limited | ⚠️ Limited |
| Fiat On-Ramp | ✅ Mercuryo, MoonPay | ✅ PayPal, Apple Pay, cards | ✅ Yes | ✅ MoonPay, Robinhood |
| Sponsored Gas | ✅ Core ecosystem actions | ❌ No | ❌ No | ❌ No |
| App Languages | ✅ 24 | ⚠️ Limited | ⚠️ 8+ | ⚠️ Limited |
| Security Audit | ✅ Hacken 10/10 | ⚠️ No public audit score | ⚠️ Annual audit, no public score | ⚠️ No public score |
| Face ID + Sending PIN | ✅ Both standard | ⚠️ Biometric only | ✅ Biometric + passcode | ✅ Biometric |
Da lori alaye ti o wa fun gbogbo eniyan bi ti Oṣu Keji 2026. Awọn ẹya le ti yipada. bonuz ko ni ajọṣepọ pẹlu awọn apamọwọ ti a ṣe akojọ.
Loye Awọn Eewu DeFi Ṣaaju Ki O To Bẹrẹ
DeFi fun ọ ni iwọle taara si awọn ilana inawo laisi awọn alakoso. Iyẹn lagbara, ṣugbọn o wa pẹlu awọn eewu ti awọn syeed aarin maa n gba fun ọ. Nigbati o ba lo DeFi nipasẹ bonuz tabi apamọwọ miiran eyikeyi, o n baraenisọrọ pẹlu awọn adehun ọlọgbọn, kii ṣe pẹlu banki tabi ile-iṣẹ ti o le yi aṣiṣe pada.
Eewu adehun ọlọgbọn.
Awọn ilana DeFi n ṣiṣẹ lori koodu. Ti koodu yẹn ba ni kokoro tabi ailagbara, awọn owo ti a fi sinu ilana le sọnu. Paapaa awọn ilana ti a ti ṣe ayẹwo ti ni ilokulo. Ṣayẹwo nigbagbogbo boya ilana kan ti ṣe ayẹwo lọtọ, ati ronu bẹrẹ pẹlu awọn iye kekere.
Padanu ti ko duro.
Ti o ba pese omi fun adagun DEX (fun apẹẹrẹ, ETH/USDC lori Uniswap), ipo rẹ le padanu iye ni akawe si didaduro awọn ohun-ini naa nikan, paapaa nigbati awọn iye ami ba yipada ni kiakia. Eyi ni a pe ni padanu ti ko duro ati pe o jẹ apakan ti apẹrẹ olutaja ọja adaṣe.
Eewu iyọkuro-agbara.
Nigbati o ba yawo lodi si ẹri-awin lori awọn ilana ayanwo bii Aave tabi Compound, ẹri-awin rẹ le ta laifọwọyi (iyọkuro-agbara) ti iye rẹ ba ṣubu ni isalẹ aye ti a nilo. Ṣe atẹle awọn ipo rẹ ki o pa awọn ipin ẹri-awin ilera duro.
Eewu ifọwọsi ami.
Awọn ilana DeFi beere fun awọn ifọwọsi ami — awọn igbanilaaye adehun ọlọgbọn lati lo awọn ami rẹ. Awọn ifọwọsi ailopin le ṣe ilokulo ti ilana ba ni ipa. Fagile awọn ifọwọsi ti a ko lo nigbagbogbo ni lilo awọn irinṣẹ bii Revoke.cash.
Awọn jibiti ati awọn ilana ti a ko ṣe ayẹwo.
Kii ṣe gbogbo awọn ilana DeFi ni igbẹkẹle. Diẹ ninu wọn ti kọ lati fa owo awọn olumulo. Faramọ awọn ilana ti a mọ daradara ti a si ṣe ayẹwo. Jẹrisi awọn adehun. Ma ṣe fi diẹ sii ju ohun ti o le farada lati padanu sinu ilana kan.
bonuz daabobo aabo apamọwọ rẹ pẹlu pipin bọtini MPC, awọn adehun ọlọgbọn ti Hacken ṣe ayẹwo, Face ID ati PIN fifiranṣẹ. Ṣugbọn ko si apamọwọ ti o le daabobo rẹ lọwọ awọn eewu awọn ilana ti o sopọ si. Awọn bọtini rẹ, ojuṣe rẹ.
Aabo Ti Ara Ẹni Fun DeFi
Apamọwọ DeFi rẹ. Awọn bọtini rẹ. Awọn ofin rẹ.
bonuz jẹ ti ara ẹni nipasẹ apẹrẹ. Nigbati o ba sopọ si Aave, Uniswap, Lido tabi ilana DeFi miiran eyikeyi, bonuz ni apamọwọ ti o mu awọn bọtini rẹ ati ti o fowo si awọn idunadura rẹ. bonuz ko le wọle si awọn owo rẹ, yi awọn idunadura rẹ pada tabi baraenisọrọ pẹlu awọn ilana ni orukọ rẹ.
Bi a ṣe daabobo awọn bọtini rẹ:
Bọtini ikọkọ rẹ ni aabo pẹlu imọ-ẹrọ MPC/TSS (Multi-Party Computation / Threshold Signature Scheme). Dipo ki o tọju bọtini rẹ bi ege kan, bonuz pin rẹ si awọn ẹya ifikọdọkan ti a pin kaakiri lori awọn agbegbe ailewu pupọ. Ko si ẹya kan ti o to lati wọle si apamọwọ rẹ. Eyi ni ọna kanna ti awọn syeed itọju ile-iṣẹ n lo, ti a ṣe adani fun lilo ojoojumọ. Awọn ipilẹ MPC jẹ agbara nipasẹ Web3Auth, ti awọn olumulo ju miliọnu 50 lọ gbẹkẹle ni agbaye.
bonuz lo awọn ipilẹ apamọwọ HD (Hierarchical Deterministic) lori MPC. Awọn adirẹsi Ethereum ati EVM rẹ lo m/44'/60'/0'/0'. Awọn adirẹsi Solana rẹ lo m/44'/501'/0'/0'. Awọn ipa-ọna iran boṣewa, ti o ni ibamu ni kikun pẹlu eto ti o gbooro.
Ti a ṣe ayẹwo lọtọ. Ti a jẹrisi lọtọ.
| What | Auditor | Result |
|---|---|---|
| Smart contracts | Hacken | 10/10 score |
| Key infrastructure | Halborn & NCC Group | Verified |
| Operational security | SOC 2 Type II | Certified |
Idaabobo ipele ohun elo — awọn ipele mẹrin:
Wallet locks automatically after a configurable idle timer
Biometric unlock to open the app
A separate PIN required before any outgoing transaction is signed
Optional multi-factor authentication for additional account security
Awọn Ibeere Ti A Maa N Beere
Ohun gbogbo ti o nilo lati mọ nipa DeFi ati bonuz
Kini apamọwọ DeFi?
Bawo ni bonuz ṣe sopọ si awọn ilana DeFi?
Awọn ilana DeFi wo ni o ṣiṣẹ pẹlu bonuz?
Ṣe mo le yawo ati ya crypto pẹlu bonuz?
Ṣe mo le fi ETH pamọ nipasẹ bonuz?
Ṣe bonuz ni awọn paarọ ami ti a kọ sinu?
Ṣe mo nilo awọn ọrọ irugbin fun DeFi pẹlu bonuz?
Awọn blockchain wo ni bonuz ṣe atilẹyin fun DeFi?
Ṣe DeFi wa ni ailewu?
Kini WalletConnect ati bawo ni o ṣe ṣiṣẹ pẹlu bonuz?
Ṣe mo le gba ikore lori awọn owo iduro nipasẹ bonuz?
Ṣe bonuz jẹ ọfẹ fun DeFi?
Bawo ni bonuz ṣe fiwera si MetaMask fun DeFi?
Kini awọn ifọwọsi ami ati bawo ni mo ṣe n ṣakoso wọn?
Ṣe mo le lo bonuz fun DeFi lori Solana?
Gba bonuz si isalẹ. Apamọwọ DeFi rẹ ṣetan.
Ti ara ẹni. Gbogbo ilana DeFi, gbogbo ẹwọn. Ko si ọrọ irugbin. Ọfẹ lori iOS ati Android.
Gba awọn iroyin DeFi ati awọn imudojuiwọn bonuz
Awọn iṣọpọ ilana tuntun, awọn ẹwọn tuntun, awọn ẹya tuntun. Ko si iṣẹṣina.
bonuz jẹ ohun elo apamọwọ ti ara ẹni, kii ṣe paṣipaarọ aarin, banki tabi syeed idoko-owo. Ko si ohun lori oju-iwe yii ti o jẹ imọran inawo. Awọn ilana inawo alailakoso gbe awọn eewu abinibi pẹlu awọn ailagbara adehun ọlọgbọn, padanu ti ko duro, iyọkuro-agbara ati pipadanu awọn owo ti a fi sii lapapọ. bonuz sopọ si awọn ilana ẹgbẹ kẹta nipasẹ WalletConnect v2 ṣugbọn ko ṣiṣẹ, ṣe ayẹwo tabi ṣe atilẹyin ilana DeFi eyikeyi. Ṣe iwadi rẹ nigbagbogbo. Awọn rira fiat ni a ṣe iṣẹ nipasẹ awọn olupese ẹgbẹ kẹta ti a ṣe ilana. bonuz ko ṣe iṣẹ awọn sisanwo fiat taara. Awọn ikore DeFi ti o kọja kii ṣe itọkasi awọn ipadabọ ọjọ iwaju.