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Your Keys. Your Crypto. No Exceptions.

The best self-custodial wallet for 2026. No seed phrases, no exchange risk. MPC-secured, Hacken audited 10/10. 11+ chains. Free on iOS and Android.

Self-Custodial · No Seed Phrases · Hacken Audited 10/10 · 24 Languages

Bonuz self-custodial crypto wallet showing multi-chain balance on iPhone
🔒 Hacken Audited (10/10)🔐 Halborn & NCC Group Verified📋 SOC 2 Type II⚡ ERC-4337 Smart Accounts🔗 WalletConnect v2
★★★★★ 4.8 on App Store·24 Languages·11+ Blockchains·Hacken Audit Score: 10/10

Self-custody for everyone. In every language.

The bonuz app is available in 24 languages — so you can control your own crypto in the language you think in.

العربيةالعربية简体中文简体中文繁體中文繁體中文EnglishEnglishEspañolEspañolفارسیفارسیFilipinoFilipinoFrançaisFrançaisDeutschDeutschहिन्दीहिन्दीIndonesiaIndonesia日本語日本語한국어한국어MelayuMelayuPolskiPolskiPortuguêsPortuguêsРусскийРусскийKiswahiliKiswahiliไทยไทยTürkçeTürkçeاردواردوTiếng ViệtTiếng ViệtYorùbáYorùbáisiZuluisiZulu

Why self-custody matters — and why bonuz makes it effortless

When FTX collapsed in November 2022, $8 billion in customer funds vanished overnight. BlockFi, Celsius, and Voyager followed. The common thread? Users kept their crypto on exchanges — custodial wallets where the company held the keys. When those companies failed, users had no keys, no access, and no recourse.

Self-custody is the antidote. A self-custodial wallet means you — and only you — hold the private keys to your crypto. No exchange, no company, no third party can access, freeze, or move your funds. If bonuz disappeared tomorrow, your crypto would still be yours, sitting safely on the blockchain, accessible with your keys.

The problem is that traditional self-custodial wallets come with a brutal tradeoff: seed phrases. You get 12 or 24 random words, told to write them down on paper, hide them somewhere safe, and never lose them. Lose the paper? Funds gone forever. Someone photographs it? Funds stolen. This is the #1 cause of crypto loss for everyday users — not hacks, not scams, but lost or compromised seed phrases.

bonuz eliminates seed phrases entirely using MPC (Multi-Party Computation) technology. Instead of generating one private key and encoding it as a seed phrase, bonuz splits your key into encrypted shares distributed across multiple secure environments — your device, the Web3Auth network (trusted by 50+ million users), and additional recovery shares. No single share is enough to access your wallet. No single point of failure exists.

You sign in with your email, Google, or Apple ID. Your wallet is ready in about 15 seconds. If you lose your phone, you sign in on a new device and your wallet is restored. You get true self-custody — the kind that survived FTX, the kind that no exchange failure can touch — without ever writing down a seed phrase.

bonuz supports 11+ blockchain networks: Bitcoin, Ethereum, Solana, Base, BNB Chain, Polygon, Arbitrum, Avalanche, and more. One wallet, one login, full self-custody across every chain. Swap tokens through 5 integrated DEX aggregators. Buy crypto with Apple Pay or a credit card. Connect to dApps via WalletConnect v2. All without giving up your keys.

Security is independently verified. bonuz smart contracts scored a perfect 10/10 from Hacken. Key infrastructure is audited by Halborn and NCC Group. The platform holds SOC 2 Type II certification. At the app level, Face ID, a sending PIN, auto-lock, and MFA protect every interaction. This is self-custody backed by institutional-grade security — made simple enough for anyone.

bonuz self-custodial wallet — your keys, your crypto, no seed phrases

Why bonuz is the best self-custodial wallet

✅

True Self-Custody

You own your keys. bonuz cannot access, freeze, or move your crypto — ever. Not your keys, not your crypto. With bonuz, they're always yours.

🔑

No Seed Phrases

MPC technology replaces seed phrases. No 12 words to lose, no paper backup to hide. Sign in with email and you're set.

🛡️

Survives Exchange Failures

Unlike exchange wallets, your funds are never at risk from company bankruptcies, hacks, or withdrawal freezes.

🌍

24 Languages

Self-custody in Arabic, Hindi, Portuguese, Kiswahili, and 20 more languages.

🔒

Face ID + Sending PIN

Biometric unlock plus a separate PIN for every outgoing transaction. Four layers of app-level protection.

📱

iOS, Android & Web

One self-custodial wallet, every platform. Your crypto goes where you go.

Set up your self-custodial wallet in 3 steps

📧
1

Sign In

Email, Google, or Apple ID. No seed phrases, no complicated setup. About 15 seconds to full self-custody.

💰
2

Add Crypto

Buy with Apple Pay, Google Pay, or a card. Or receive crypto from another wallet. You hold the keys from moment one.

🚀
3

You Own It

Hold, send, swap, or explore dApps. Your keys, your crypto, no exceptions.

bonuz self-custodial wallet feature overview showing multi-chain support and key security

Everything you need — with full self-custody

True Self-Custody (MPC)

No Seed Phrases

11+ Blockchain Networks

Send / Receive Any Token

QR Payments

Smart-Account Security (ERC-4337)

DEX Aggregation (5 providers)

Buy with Card / Apple Pay / Google Pay

WalletConnect v2

Gasless Ecosystem Actions (quests, bonuz ID, rewards)

How bonuz compares as a self-custodial wallet

FeaturebonuzMetaMaskTrust WalletZengo
Self-Custodial✅ Yes✅ Yes✅ Yes✅ Yes
No Seed Phrase✅ MPC❌ 12-word SRP❌ 12-word SRP✅ MPC
Multi-Chain✅ 11+ chains✅ ~14 native chains✅ 100+ chains⚠️ ~14 chains
Built-in DEX✅ 5 aggregators✅ MetaMask Swaps✅ Yes✅ Yes
Gasless Actions✅ Core ecosystem actions❌ No⚠️ FlexGas on select networks❌ No
App Languages✅ 24⚠️ Multiple⚠️ 8+⚠️ ~10
Security Audit✅ Hacken 10/10⚠️ No public score⚠️ No public score⚠️ No public score
Unlimited Wallets✅ Yes✅ Yes✅ Yes❌ No

Based on publicly available information as of February 2026. Features may have changed. bonuz is not affiliated with the wallets listed.

Your Keys. Your Crypto. Your Rules.

Not your keys, not your crypto. With bonuz, they're always yours.

bonuz is self-custodial by design. That means bonuz — the company — cannot access, freeze, or move your crypto. Nobody can. Your keys, your rules. This is the same principle that protects you from exchange collapses like FTX, BlockFi, and Celsius.

How your keys are protected:

Your private key is secured with MPC/TSS (Multi-Party Computation / Threshold Signature Scheme) technology. Instead of storing your key as one piece — like a seed phrase on a piece of paper — bonuz splits it into encrypted shares distributed across multiple secure environments. No single share is enough to access your wallet. This is the same approach used by institutional custody platforms, adapted for everyday use. The MPC infrastructure is powered by Web3Auth, trusted by over 50 million users globally.

Under the hood, bonuz combines two layers of cryptographic security: MPC protects the root key at rest, while HD (Hierarchical Deterministic) derivation generates all your wallet addresses using standard BIP39/BIP44 paths. You get institutional-grade key protection and standards-compliant wallet generation in one seamless package — true self-custody without the seed phrase risk.

Independently audited. Independently verified.

WhatAuditorResult
Smart contractsHacken10/10 score
Key infrastructureHalborn & NCC GroupVerified
Operational securitySOC 2 Type IICertified

App-level protection — four layers:

🔒Auto-Lock

Wallet locks automatically after a configurable idle timer

👤Face ID / Biometrics

Biometric unlock to open the app

🔢Sending PIN

A separate PIN required before any outgoing transaction is signed

🔐MFA

Optional multi-factor authentication for additional account security

Frequently Asked Questions

Everything you need to know about self-custody and bonuz

What is a self-custodial wallet?
A self-custodial wallet is a crypto wallet where you — and only you — control the private keys to your funds. Unlike exchange wallets (custodial wallets) where a company like Coinbase or Binance holds your keys, a self-custodial wallet means no third party can access, freeze, or move your crypto. bonuz is fully self-custodial: your keys are secured with MPC technology and never stored or controlled by bonuz.
What is the difference between self-custodial and custodial wallets?
With a custodial wallet (like a Coinbase or Binance account), the exchange holds your private keys. You trust them to keep your funds safe — but if the exchange is hacked, freezes withdrawals, or goes bankrupt (like FTX or BlockFi), you can lose everything. With a self-custodial wallet like bonuz, you hold your own keys. No company can access your funds. The tradeoff used to be complexity (seed phrases), but bonuz eliminates that with MPC technology.
How does bonuz implement self-custody without seed phrases?
bonuz uses MPC (Multi-Party Computation) technology powered by Web3Auth. Instead of generating a single private key and encoding it as a 12- or 24-word seed phrase, bonuz splits your key into encrypted shares distributed across multiple secure environments. No single share — and no single party — can access your wallet. You sign in with your email, Google, or Apple ID, and the MPC protocol reconstructs your signing capability without ever assembling the full key in one place.
Could what happened with FTX happen with bonuz?
No. FTX was a centralized exchange that held customer funds in custodial wallets. When FTX collapsed, users could not withdraw because FTX controlled the keys. bonuz is fundamentally different — it is a self-custodial wallet. bonuz never holds, controls, or has access to your private keys or your funds. Even if bonuz as a company ceased to exist tomorrow, your crypto would remain accessible because your keys are yours.
What happens to my crypto if bonuz disappears?
Your crypto remains safe and accessible. Because bonuz is self-custodial, your private keys are not stored or controlled by bonuz. The MPC key shares are distributed across multiple independent environments, including your device and the Web3Auth network (trusted by over 50 million users). Even if bonuz shut down, the Web3Auth infrastructure and your device share would allow you to recover your wallet. Your assets live on the blockchain, not inside the bonuz app.
Is self-custody safe for beginners?
With bonuz, yes. Traditional self-custodial wallets require you to write down seed phrases and store them securely — one mistake and your funds are gone forever. bonuz eliminates this risk entirely. You sign in with your email, Google, or Apple ID. No seed phrases to lose. If you lose your phone, you sign in on a new device and your wallet is restored. bonuz makes self-custody as simple as using any regular app, while keeping you in full control of your keys.
Do I actually own my private keys with bonuz?
Yes. You are the sole owner of your private keys. bonuz uses MPC technology to split your key into encrypted shares — but you are the only person who can authorize transactions. bonuz cannot sign transactions on your behalf, cannot access your funds, and cannot freeze your wallet. This is true self-custody: your keys, your crypto, no exceptions.
Why should I use a self-custodial wallet instead of keeping crypto on an exchange?
Exchanges can be hacked, freeze withdrawals, or go bankrupt — as seen with FTX, BlockFi, Celsius, and Voyager. When you keep crypto on an exchange, you are trusting a third party with your funds. A self-custodial wallet like bonuz puts you in full control. No one can freeze your assets, block your transactions, or lose your funds through mismanagement. The crypto principle 'not your keys, not your crypto' exists for a reason.
What chains does the bonuz self-custodial wallet support?
bonuz supports 11+ blockchain networks including Bitcoin, Ethereum, Solana, Base, BNB Chain, Polygon, Arbitrum, Avalanche, Optimism, and more. All chains are accessible from a single wallet with one login. You maintain full self-custody across every supported network.
How is bonuz different from MetaMask or Trust Wallet?
Like MetaMask and Trust Wallet, bonuz is self-custodial — you own your keys. The key difference is that bonuz eliminates seed phrases entirely using MPC technology. MetaMask and Trust Wallet still rely on 12-word seed phrases, which are the #1 cause of crypto loss for everyday users. bonuz also offers gasless core ecosystem actions via ERC-4337, built-in DEX aggregation across 5 providers, 24 app languages, and a Hacken audit score of 10/10.
Is the bonuz self-custodial wallet free?
Yes. bonuz is free to download and free to use. There is no subscription, no premium tier, and no hidden fees from bonuz itself. Standard blockchain gas fees apply for on-chain transactions, but bonuz sponsors gas for many core ecosystem actions through account abstraction (ERC-4337), making many interactions completely gasless.
Can I create multiple self-custodial wallets in bonuz?
Yes. bonuz lets you create unlimited wallets from the same social login. You can separate wallets for savings, spending, trading, or any other purpose — all self-custodial, all secured with MPC, and all managed from one account. No additional seed phrases needed for any of them.

Also explore

Download bonuz — Your Keys, Your Crypto

The self-custodial wallet with no seed phrases. Hacken audited 10/10. Free on iOS and Android.

Download bonuz self-custodial crypto wallet app for iOS and Android

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bonuz is a self-custodial wallet application, not a centralized exchange or investment platform. Nothing on this page constitutes financial advice. Cryptocurrency is volatile and carries risk. Always do your own research. Fiat purchases are processed by regulated third-party providers. bonuz does not process fiat payments directly.