Question 1

What is a stablecoin wallet?

Accepted Answer

A stablecoin wallet is a crypto wallet that supports stablecoins like USDT, USDC, DAI, PYUSD, EURC, and others. Stablecoins are cryptocurrencies pegged to a stable asset, usually the US dollar, so their value stays close to $1. Because stablecoins exist on multiple blockchains (Ethereum, Solana, BNB Chain, Base, Polygon, Arbitrum, and more), the best stablecoin wallet supports all of these chains in one app. bonuz is a self-custodial multi-chain wallet that holds every major stablecoin on every supported chain, with no seed phrases and Hacken-audited security.

Question 2

Which stablecoins does bonuz support?

Accepted Answer

bonuz supports every stablecoin on every chain it covers. This includes USDT (Tether), USDC (Circle), DAI (MakerDAO/Sky), USDS (Sky Protocol), PYUSD (PayPal), FDUSD (First Digital), BUSD, TUSD, USDP (Pax Dollar), GUSD (Gemini Dollar), USDe (Ethena), RLUSD (Ripple), EURC (Circle Euro), FRAX, LUSD (Liquity), and any other stablecoin issued as an ERC-20, BEP-20, or SPL token. If a stablecoin exists on a chain bonuz supports, you can hold it. You can also add any token manually by contract address.

Question 3

Is bonuz a self-custodial stablecoin wallet?

Accepted Answer

Yes. bonuz is fully self-custodial, meaning you and only you control your private keys and stablecoin balances. bonuz cannot access, freeze, or move your funds. Your wallet is secured with MPC (Multi-Party Computation) technology powered by Web3Auth, which splits your private key into encrypted shares so it is never stored whole in any single place. This gives you the security of self-custody without the complexity of managing seed phrases.

Question 4

Can I send USDT or USDC to someone using bonuz?

Accepted Answer

Yes. You can send any stablecoin to any wallet address on the same chain. Just select the stablecoin, enter the recipient address or scan a QR code, confirm the amount, and approve with your sending PIN. Make sure you are sending on the correct network. USDT on Ethereum is not the same as USDT on BNB Chain or Solana. bonuz clearly displays which chain each token is on to help you avoid sending to the wrong network.

Question 5

Can I swap between different stablecoins in bonuz?

Accepted Answer

Yes. bonuz routes swaps through multiple DEX aggregators, primarily LI.FI along with 1inch, Uniswap, PancakeSwap, Jupiter, and others, automatically selecting the best rate. You can swap USDT for USDC, convert DAI to PYUSD, or exchange between any stablecoins on any supported chain. Cross-chain swaps are also supported, so you can move stablecoins between Ethereum, Solana, BNB Chain, Base, and other networks without leaving the app.

Question 6

Do I need seed phrases to use bonuz for stablecoins?

Accepted Answer

No. bonuz eliminates seed phrases entirely by default. Instead of relying on 12 or 24 random words, bonuz uses MPC/TSS (Threshold Signature Scheme) key technology. Your private key is split into encrypted shares distributed across multiple secure environments. You sign in with your email, Google, or Apple ID, and your wallet is ready. If you lose your phone, sign in again on a new device. You can optionally export a private key or seed phrase if you want, but most users never need to.

Question 7

Can I buy USDT or USDC with a credit card in bonuz?

Accepted Answer

Yes. bonuz integrates regulated third-party fiat on-ramp providers including Mercuryo, MoonPay, and others so you can buy stablecoins and native tokens directly in the app using Apple Pay, Google Pay, Visa, or Mastercard. You can purchase USDT, USDC, or buy ETH/SOL/BNB and then swap for any stablecoin. KYC requirements depend on the provider, your region, and transaction size.

Question 8

Which chains support stablecoins in bonuz?

Accepted Answer

bonuz supports stablecoins on Ethereum, Solana, BNB Chain, Base, Polygon, Arbitrum, Avalanche, HyperEVM, and more. USDT and USDC are available on almost all of these chains. DAI and USDS are primarily on Ethereum and EVM chains. PYUSD is on Ethereum and Solana. Because bonuz is a multi-chain wallet, it handles the chain complexity for you. Your stablecoins are clearly labeled with their network so you always know which chain you are on.

Question 9

Is bonuz safe for storing stablecoins?

Accepted Answer

bonuz takes security seriously at every level. Smart contracts are audited by Hacken with a perfect 10/10 score. Key infrastructure is verified by Halborn and NCC Group. The platform holds SOC 2 Type II certification for operational security. At the app level, you are protected by Face ID or biometric unlock, a separate sending PIN for every transaction, configurable auto-lock, and MFA support. The wallet uses the same Web3Auth MPC infrastructure trusted by over 50 million users globally.

Question 10

What happens if I send stablecoins on the wrong chain?

Accepted Answer

Sending stablecoins to an address on the wrong chain can result in permanent loss of funds. For example, USDT on Ethereum is not interchangeable with USDT on BNB Chain, even though they share the same name. bonuz clearly labels every stablecoin with its network to help you avoid this. Always double-check the chain before sending. If you need to move stablecoins between chains, use the built-in cross-chain swap feature instead of sending directly.

Question 11

Does bonuz support Euro stablecoins like EURC?

Accepted Answer

Yes. bonuz supports any stablecoin issued as an ERC-20, BEP-20, or SPL token, including Euro-pegged stablecoins like EURC (Circle Euro) and EURS (STASIS Euro). With the EU’s MiCA regulation now in effect, MiCA-compliant stablecoins like EURC are becoming more important for European users. bonuz supports them all.

Question 12

Can I access DeFi yield with my stablecoins through bonuz?

Accepted Answer

Yes. bonuz connects to DeFi platforms through WalletConnect v2. This means you can interact with lending protocols like Aave and Compound, liquidity pools on Uniswap and PancakeSwap, and yield aggregators, all directly from bonuz. While bonuz does not offer native in-app yield, the WalletConnect integration gives you full access to the DeFi ecosystem where legally available in your region.

Question 13

Is bonuz free to use as a stablecoin wallet?

Accepted Answer

Yes. bonuz is free to download and free to use. There is no subscription, no premium tier, and no hidden fees from bonuz itself. Network gas fees apply when making on-chain transactions. On chains like BNB Chain, Polygon, and Base, gas fees are typically under one cent. bonuz also sponsors gas for many core ecosystem actions through account abstraction.

Question 14

What happens if I lose my phone?

Accepted Answer

Your stablecoins are safe. Because bonuz uses MPC key technology instead of seed phrases, your wallet is tied to your login credentials, not to a specific device. Download bonuz on a new device, sign in with the same email or social account, and your wallet is restored with all your assets. No seed phrase recovery needed.

Question 15

How does bonuz compare to MetaMask or Trust Wallet for stablecoins?

Accepted Answer

All three wallets support stablecoins on EVM chains. The key differences: bonuz uses MPC technology instead of seed phrases by default, so your wallet is nearly impossible to lose. bonuz supports Solana, Bitcoin, and all EVM chains in one app, while MetaMask does not support Solana. bonuz is independently audited by Hacken with a perfect 10/10 score. bonuz is available in 24 languages natively. And bonuz sponsors gas for many ecosystem actions. Trust Wallet supports 100+ chains but relies on a 12-word seed phrase. MetaMask has recently added social login but still uses a seed phrase as the core security model.

العملة المستقرة	المُصدر	الشبكات في bonuz
USDT (Tether)	Tether Limited	Ethereum, BNB Chain, Solana, Polygon, Arbitrum, Avalanche, Base
USDC (USD Coin)	Circle	Ethereum, Solana, BNB Chain, Base, Polygon, Arbitrum, Avalanche
DAI	MakerDAO / Sky Protocol	Ethereum, Polygon, Arbitrum, Base
USDS (Sky Dollar)	Sky Protocol	Ethereum, Solana
PYUSD (PayPal USD)	PayPal / Paxos	Ethereum, Solana
FDUSD (First Digital)	First Digital Limited	Ethereum, BNB Chain
RLUSD (Ripple USD)	Ripple	Ethereum
USDe (Ethena)	Ethena Labs	Ethereum
FRAX	Frax Finance	Ethereum
LUSD (Liquity USD)	Liquity Protocol	Ethereum
BUSD (Binance USD)	Paxos	Ethereum, BNB Chain
TUSD (TrueUSD)	Archblock	Ethereum, BNB Chain
USDP (Pax Dollar)	Paxos	Ethereum
GUSD (Gemini Dollar)	Gemini	Ethereum

العملة المستقرة	المُصدر	الشبكات في bonuz
XAUT (Tether Gold)	Tether	Ethereum
PAXG (Paxos Gold)	Paxos	Ethereum

Feature	bonuz	MetaMask	Trust Wallet	Phantom
Self-Custodial	✅ Yes	✅ Yes	✅ Yes	✅ Yes
No Seed Phrase	✅ MPC (default)	⚠️ Social login added, SRP still core	❌ 12-word SRP	❌ 12-word SRP
Optional Key Export	✅ Private key or seed phrase	N/A (SRP always present)	N/A (SRP always present)	N/A (SRP always present)
Ethereum Stablecoins	✅ All ERC-20	✅ All ERC-20	✅ All ERC-20	⚠️ Limited ETH support
Solana Stablecoins	✅ All SPL	❌ No Solana	✅ All SPL	✅ All SPL
BNB Chain Stablecoins	✅ All BEP-20	✅ BEP-20 (manual add)	✅ All BEP-20	❌ No BNB Chain
Base / L2 Stablecoins	✅ Yes	✅ Yes	✅ Yes	⚠️ Limited
Cross-Chain Swaps	✅ Yes (LI.FI)	⚠️ Via bridges	⚠️ Limited	⚠️ Limited
Stablecoin-to-Stablecoin Swaps	✅ Yes	✅ Yes	✅ Yes	✅ Yes
Fiat On-Ramp	✅ Mercuryo, MoonPay	✅ PayPal, Apple Pay, cards	✅ Yes	✅ MoonPay, Robinhood
DeFi Yield Access	✅ Via WalletConnect v2	✅ Stablecoin Earn (Aave)	✅ Via WalletConnect	✅ Via dApps
Sponsored Gas	✅ Core ecosystem actions	❌ No	❌ No	❌ No
App Languages	✅ 24	⚠️ Limited	⚠️ 8+	⚠️ Limited
Security Audit	✅ Hacken 10/10	⚠️ No public audit score	⚠️ Annual audit, no public score	⚠️ No public score
Face ID + Sending PIN	✅ Both standard	⚠️ Biometric only	✅ Biometric + passcode	✅ Biometric
Euro Stablecoins (EURC)	✅ Yes	✅ ERC-20	✅ Yes	✅ On Solana

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العملة المستقرة	المُصدر	الشبكات في bonuz
EURC (Circle Euro)	Circle	Ethereum, Solana, Base
EURS (STASIS Euro)	STASIS	Ethereum

What	Auditor	Result
Smart contracts	Hacken	10/10 score
Key infrastructure	Halborn & NCC Group	Verified
Operational security	SOC 2 Type II	Certified